OVERSEAS HEALTH COVER - OVHC OSHC
Australian Health Care system
Australian healthcare is one of the best in the world. It provides quality and safe healthcare.
The system provides a wide range of services from population health and prevention to general practice, emergency health services and hospital care.
General Practitioners (GPs) and Emergency Departments (EDs) act as the main gateways to other health services, including diagnostic lab tests and specialist consultations.
General Practice (GPs)
GPs are your first point of contact for most health issues. They are supported by nurses, dentists and phramacists. While most GPs are only open during business hours, there are many clinics, so called “Super Clinics” which provided extended hours of service.
Emergency Departments (EDs)
EDs are accessed by patients who need urgent medical assistance. Most hospitals, both private and public, operate emergency departments. EDs are supported by paramedics who are primarily responsible for responding to emergency patient calls and patient transfer.
Health system for Migrants
Accessing medical services can be very expensive if you are not an Australian Permanent Resident or citizen. If you require medical attention in Australia, whether in an emergency or non-emergency situation, you will be charged for all hospital, ambulance and doctor fees and have significant costs to pay.
This is where Overseas Health cover can provide assistance in reducing your out of pocket expenses. In fact, some visa categories such as Overseas Visitor Working Holiday Visa (Subclass 417) , Student Visa (Subclass 500) , Temporary Graduate Visa (Subclass 485) and Temporary Skill Shortage visa (subclass 482) requires you to have health insurance to cover your stay in Australia. Where your visa doesn’t require Overseas Health Cover but you may want to consider Visitors Cover to ensure you’ll be covered for the cost of medical treatment if you get sick or have an accident, giving greater peace of mind for your temporary stay in Australia.
This cover is provided by a number of private providers, each having a subtle variance in the level of cover and premium to be paid.
Here at Way2Oz Migration Services, we can assist you in understanding these covers in detail and get you a competitive quote from leading providers.